Cost of Living: Norman, OK vs Odessa, TX (2026)

Norman

Oklahoma
76
VS

Odessa

Texas
83

Norman is 8% cheaper than Odessa.

$1,064/mo ↓ 20%
Median Rent
$1,322/mo ↑ 24%
$65,060/yr ↓ 11%
Median Income
$73,030/yr ↑ 12%
$239,300 ↑ 15%
Home Value
$208,000 ↓ 13%
$1,121/mo ↓ 10%
Owner Costs
$1,251/mo ↑ 12%
128,714
Population
114,080

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

19.6%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Norman, OK and Odessa, TX, the overall cost of living indices are 76 and 83 respectively (national median = 100). Rent is $258/month cheaper in Norman, saving renters about $3,096/year.

Median household income is $7,970/year higher in Odessa. Home values also differ significantly — the median in Norman is $239,300 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Norman vs Odessa — common questions

Is Norman or Odessa cheaper to live in?
Based on our cost index, Norman is cheaper to live in with an index of 76 compared to 83 (US average = 100).
What is the rent difference between Norman and Odessa?
Median rent in Norman is $1,064/month and in Odessa it's $1,322/month — a difference of $258/month.
Which city has higher income, Norman or Odessa?
Median household income is $65,060 in Norman and $73,030 in Odessa. Median household income is $7,970/year higher in Odessa.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Norman or Odessa?
It depends on your priorities. Norman has a cost index of 76 with median rent of $1,064/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Norman details → View Odessa details →

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