Cost of Living: Oakland, CA vs Carrollton, TX (2026)

Oakland

California
195
VS

Carrollton

Texas
116

Oakland is 68% more expensive than Carrollton.

$1,917/mo ↑ 15%
Median Rent
$1,674/mo ↓ 13%
$97,369/yr ↓ 2%
Median Income
$99,115/yr ↑ 2%
$924,700 ↑ 162%
Home Value
$353,600 ↓ 62%
$2,164/mo ↑ 28%
Owner Costs
$1,689/mo ↓ 22%
438,072
Population
132,741

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Carrollton, TX, the overall cost of living indices are 195 and 116 respectively (national median = 100). Rent is $243/month cheaper in Carrollton, saving renters about $2,916/year.

Median household income is $1,746/year higher in Carrollton. Home values also differ significantly — the median in Oakland is $924,700 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Carrollton — common questions

Is Oakland or Carrollton cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 195 (US average = 100).
What is the rent difference between Oakland and Carrollton?
Median rent in Oakland is $1,917/month and in Carrollton it's $1,674/month — a difference of $243/month.
Which city has higher income, Oakland or Carrollton?
Median household income is $97,369 in Oakland and $99,115 in Carrollton. Median household income is $1,746/year higher in Carrollton.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Carrollton?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Carrollton details →

More Comparisons

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