Cost of Living: Oakland, CA vs Concord, CA (2026)

Oakland

California
195
VS

Concord

California
187

Oakland is 4% more expensive than Concord.

$1,917/mo ↓ 14%
Median Rent
$2,226/mo ↑ 16%
$97,369/yr ↓ 11%
Median Income
$109,195/yr ↑ 12%
$924,700 ↑ 22%
Home Value
$755,900 ↓ 18%
$2,164/mo ↓ 5%
Owner Costs
$2,284/mo ↑ 6%
438,072
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Concord, CA, the overall cost of living indices are 195 and 187 respectively (national median = 100). Rent is $309/month cheaper in Oakland, saving renters about $3,708/year.

Median household income is $11,826/year higher in Concord. Home values also differ significantly — the median in Oakland is $924,700 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oakland vs Concord — common questions

Is Oakland or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 195 (US average = 100).
What is the rent difference between Oakland and Concord?
Median rent in Oakland is $1,917/month and in Concord it's $2,226/month — a difference of $309/month.
Which city has higher income, Oakland or Concord?
Median household income is $97,369 in Oakland and $109,195 in Concord. Median household income is $11,826/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oakland or Concord?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Concord details →

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