Cost of Living: Oakland, CA vs Frisco, TX (2026)

Oakland

California
195
VS

Frisco

Texas
162

Oakland is 20% more expensive than Frisco.

$1,917/mo ≈ Same
Median Rent
$1,902/mo ≈ Same
$97,369/yr ↓ 33%
Median Income
$146,158/yr ↑ 50%
$924,700 ↑ 55%
Home Value
$595,400 ↓ 36%
$2,164/mo ↓ 9%
Owner Costs
$2,389/mo ↑ 10%
438,072
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Frisco, TX, the overall cost of living indices are 195 and 162 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $48,789/year higher in Frisco. Home values also differ significantly — the median in Oakland is $924,700 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Frisco — common questions

Is Oakland or Frisco cheaper to live in?
Based on our cost index, Frisco is cheaper to live in with an index of 162 compared to 195 (US average = 100).
What is the rent difference between Oakland and Frisco?
Median rent in Oakland is $1,917/month and in Frisco it's $1,902/month — a difference of $15/month.
Which city has higher income, Oakland or Frisco?
Median household income is $97,369 in Oakland and $146,158 in Frisco. Median household income is $48,789/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Frisco?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Frisco details →

More Comparisons

Other cost of living comparisons for Oakland and Frisco

Oakland vs. Miami Oakland vs. Minneapolis Oakland vs. Virginia Beach Oakland vs. Tulsa Oakland vs. Long Beach Oakland vs. Bakersfield Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers