Cost of Living: Oakland, CA vs Killeen, TX (2026)

Oakland

California
195
VS

Killeen

Texas
75

Oakland is 160% more expensive than Killeen.

$1,917/mo ↑ 67%
Median Rent
$1,147/mo ↓ 40%
$97,369/yr ↑ 67%
Median Income
$58,339/yr ↓ 40%
$924,700 ↑ 372%
Home Value
$196,000 ↓ 79%
$2,164/mo ↑ 84%
Owner Costs
$1,176/mo ↓ 46%
438,072
Population
156,144

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
23.6%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Killeen, TX, the overall cost of living indices are 195 and 75 respectively (national median = 100). Rent is $770/month cheaper in Killeen, saving renters about $9,240/year.

Median household income is $39,030/year higher in Oakland. Home values also differ significantly — the median in Oakland is $924,700 compared to $196,000 in Killeen.

Texas has no state income tax, giving Killeen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Killeen — common questions

Is Oakland or Killeen cheaper to live in?
Based on our cost index, Killeen is cheaper to live in with an index of 75 compared to 195 (US average = 100).
What is the rent difference between Oakland and Killeen?
Median rent in Oakland is $1,917/month and in Killeen it's $1,147/month — a difference of $770/month.
Which city has higher income, Oakland or Killeen?
Median household income is $97,369 in Oakland and $58,339 in Killeen. Median household income is $39,030/year higher in Oakland.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Killeen?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Killeen has a cost index of 75 with rent of $1,147/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Killeen details →

More Comparisons

Other cost of living comparisons for Oakland and Killeen

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