Cost of Living: Oakland, CA vs Oxnard, CA (2026)

Oakland

California
195
VS

Oxnard

California
159

Oakland is 23% more expensive than Oxnard.

$1,917/mo ↓ 2%
Median Rent
$1,962/mo ↑ 2%
$97,369/yr ↑ 4%
Median Income
$93,372/yr ↓ 4%
$924,700 ↑ 50%
Home Value
$617,800 ↓ 33%
$2,164/mo ↑ 10%
Owner Costs
$1,976/mo ↓ 9%
438,072
Population
201,014

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Oxnard, CA, the overall cost of living indices are 195 and 159 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,997/year higher in Oakland. Home values also differ significantly — the median in Oakland is $924,700 compared to $617,800 in Oxnard.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oakland vs Oxnard — common questions

Is Oakland or Oxnard cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 195 (US average = 100).
What is the rent difference between Oakland and Oxnard?
Median rent in Oakland is $1,917/month and in Oxnard it's $1,962/month — a difference of $45/month.
Which city has higher income, Oakland or Oxnard?
Median household income is $97,369 in Oakland and $93,372 in Oxnard. Median household income is $3,997/year higher in Oakland.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oakland or Oxnard?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Oxnard details →

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