Cost of Living: Oakland, CA vs Rancho Cucamonga, CA (2026)

Oakland

California
195
VS

Rancho Cucamonga

California
182

Oakland is 7% more expensive than Rancho Cucamonga.

$1,917/mo ↓ 16%
Median Rent
$2,286/mo ↑ 19%
$97,369/yr ↓ 11%
Median Income
$109,511/yr ↑ 12%
$924,700 ↑ 33%
Home Value
$694,400 ↓ 25%
$2,164/mo ↓ 7%
Owner Costs
$2,324/mo ↑ 7%
438,072
Population
174,693

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

23.6%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Rancho Cucamonga, CA, the overall cost of living indices are 195 and 182 respectively (national median = 100). Rent is $369/month cheaper in Oakland, saving renters about $4,428/year.

Median household income is $12,142/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Oakland is $924,700 compared to $694,400 in Rancho Cucamonga.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oakland vs Rancho Cucamonga — common questions

Is Oakland or Rancho Cucamonga cheaper to live in?
Based on our cost index, Rancho Cucamonga is cheaper to live in with an index of 182 compared to 195 (US average = 100).
What is the rent difference between Oakland and Rancho Cucamonga?
Median rent in Oakland is $1,917/month and in Rancho Cucamonga it's $2,286/month — a difference of $369/month.
Which city has higher income, Oakland or Rancho Cucamonga?
Median household income is $97,369 in Oakland and $109,511 in Rancho Cucamonga. Median household income is $12,142/year higher in Rancho Cucamonga.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oakland or Rancho Cucamonga?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Rancho Cucamonga details →

More Comparisons

Other cost of living comparisons for Oakland and Rancho Cucamonga

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