Cost of Living: Oakland, CA vs Round Rock, TX (2026)

Oakland

California
195
VS

Round Rock

Texas
122

Oakland is 60% more expensive than Round Rock.

$1,917/mo ↑ 12%
Median Rent
$1,713/mo ↓ 11%
$97,369/yr ≈ Same
Median Income
$97,187/yr ≈ Same
$924,700 ↑ 141%
Home Value
$383,700 ↓ 59%
$2,164/mo ↑ 22%
Owner Costs
$1,781/mo ↓ 18%
438,072
Population
124,288

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Round Rock, TX, the overall cost of living indices are 195 and 122 respectively (national median = 100). Rent is $204/month cheaper in Round Rock, saving renters about $2,448/year.

Median household income is $182/year higher in Oakland. Home values also differ significantly — the median in Oakland is $924,700 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Round Rock — common questions

Is Oakland or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 195 (US average = 100).
What is the rent difference between Oakland and Round Rock?
Median rent in Oakland is $1,917/month and in Round Rock it's $1,713/month — a difference of $204/month.
Which city has higher income, Oakland or Round Rock?
Median household income is $97,369 in Oakland and $97,187 in Round Rock. Median household income is $182/year higher in Oakland.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Round Rock?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Round Rock details →

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