Cost of Living: Oakland, CA vs Toledo, OH (2026)

Oakland

California
195
VS

Toledo

Ohio
52

Oakland is 275% more expensive than Toledo.

$1,917/mo ↑ 118%
Median Rent
$880/mo ↓ 54%
$97,369/yr ↑ 105%
Median Income
$47,532/yr ↓ 51%
$924,700 ↑ 764%
Home Value
$107,000 ↓ 88%
$2,164/mo ↑ 153%
Owner Costs
$856/mo ↓ 60%
438,072
Population
268,461

Tax Comparison

13.3%
Income Tax
3.5%
7.25%
State Sales Tax
5.75%
0.71%
Property Tax
1.53%

Affordability

23.6%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Toledo, OH, the overall cost of living indices are 195 and 52 respectively (national median = 100). Rent is $1,037/month cheaper in Toledo, saving renters about $12,444/year.

Median household income is $49,837/year higher in Oakland. Home values also differ significantly — the median in Oakland is $924,700 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Oakland vs Toledo — common questions

Is Oakland or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 195 (US average = 100).
What is the rent difference between Oakland and Toledo?
Median rent in Oakland is $1,917/month and in Toledo it's $880/month — a difference of $1,037/month.
Which city has higher income, Oakland or Toledo?
Median household income is $97,369 in Oakland and $47,532 in Toledo. Median household income is $49,837/year higher in Oakland.
How do taxes compare between California and Ohio?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Oakland or Toledo?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Toledo details →

More Comparisons

Other cost of living comparisons for Oakland and Toledo

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