Cost of Living: Oakland, CA vs Tyler, TX (2026)

Oakland

California
195
VS

Tyler

Texas
79

Oakland is 147% more expensive than Tyler.

$1,917/mo ↑ 60%
Median Rent
$1,199/mo ↓ 37%
$97,369/yr ↑ 49%
Median Income
$65,527/yr ↓ 33%
$924,700 ↑ 327%
Home Value
$216,400 ↓ 77%
$2,164/mo ↑ 85%
Owner Costs
$1,170/mo ↓ 46%
438,072
Population
107,718

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.6%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Oakland, CA and Tyler, TX, the overall cost of living indices are 195 and 79 respectively (national median = 100). Rent is $718/month cheaper in Tyler, saving renters about $8,616/year.

Median household income is $31,842/year higher in Oakland. Home values also differ significantly — the median in Oakland is $924,700 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oakland vs Tyler — common questions

Is Oakland or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 195 (US average = 100).
What is the rent difference between Oakland and Tyler?
Median rent in Oakland is $1,917/month and in Tyler it's $1,199/month — a difference of $718/month.
Which city has higher income, Oakland or Tyler?
Median household income is $97,369 in Oakland and $65,527 in Tyler. Median household income is $31,842/year higher in Oakland.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oakland or Tyler?
It depends on your priorities. Oakland has a cost index of 195 with median rent of $1,917/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oakland details → View Tyler details →

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