Oceanside, CA vs Santa Maria, CA: 179 vs 137

$2,207/mo ↑ 20%

Median Rent

$1,842/mo ↓ 17%

$93,724/yr ↑ 11%

Median Income

$84,617/yr ↓ 10%

$702,000 ↑ 47%

Home Value

$478,200 ↓ 32%

$2,232/mo ↑ 25%

Owner Costs

$1,789/mo ↓ 20%

172,542

Population

109,880

Detailed Comparison

When comparing Oceanside, CA and Santa Maria, CA, the overall cost of living indices are 179 and 137 respectively (national median = 100). Rent is $365/month cheaper in Santa Maria, saving renters about $4,380/year.

Median household income is $9,107/year higher in Oceanside. Home values also differ significantly — the median in Oceanside is $702,000 compared to $478,200 in Santa Maria.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oceanside vs Santa Maria — common questions

Is Oceanside or Santa Maria cheaper to live in?

Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 179 (US average = 100).

What is the rent difference between Oceanside and Santa Maria?

Median rent in Oceanside is $2,207/month and in Santa Maria it's $1,842/month — a difference of $365/month.

Which city has higher income, Oceanside or Santa Maria?

Median household income is $93,724 in Oceanside and $84,617 in Santa Maria. Median household income is $9,107/year higher in Oceanside.

How do taxes compare between California and California?

Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Oceanside or Santa Maria?

It depends on your priorities. Oceanside has a cost index of 179 with median rent of $2,207/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Oceanside, CA vs Santa Maria, CA (2026)

Oceanside

Santa Maria

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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