Cost of Living: Omaha, NE vs Clearwater, FL (2026)

Omaha

Nebraska
80
VS

Clearwater

Florida
105

Omaha is 24% cheaper than Clearwater.

$1,150/mo ↓ 25%
Median Rent
$1,539/mo ↑ 34%
$72,708/yr ↑ 13%
Median Income
$64,440/yr ↓ 11%
$230,100 ↓ 29%
Home Value
$326,100 ↑ 42%
$1,249/mo ↓ 11%
Owner Costs
$1,411/mo ↑ 13%
488,197
Population
117,075

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.0%
1.73%
Property Tax
0.86%

Affordability

19.0%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Clearwater, FL, the overall cost of living indices are 80 and 105 respectively (national median = 100). Rent is $389/month cheaper in Omaha, saving renters about $4,668/year.

Median household income is $8,268/year higher in Omaha. Home values also differ significantly — the median in Omaha is $230,100 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Omaha vs Clearwater — common questions

Is Omaha or Clearwater cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 105 (US average = 100).
What is the rent difference between Omaha and Clearwater?
Median rent in Omaha is $1,150/month and in Clearwater it's $1,539/month — a difference of $389/month.
Which city has higher income, Omaha or Clearwater?
Median household income is $72,708 in Omaha and $64,440 in Clearwater. Median household income is $8,268/year higher in Omaha.
How do taxes compare between Nebraska and Florida?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Omaha or Clearwater?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Omaha and Clearwater

Omaha vs. Atlanta Omaha vs. Colorado Springs Omaha vs. Mesa Omaha vs. Raleigh Omaha vs. Kansas City Omaha vs. Long Beach Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville