Cost of Living: Omaha, NE vs Garland, TX (2026)

Omaha

Nebraska
80
VS

Garland

Texas
96

Omaha is 17% cheaper than Garland.

$1,150/mo ↓ 25%
Median Rent
$1,525/mo ↑ 33%
$72,708/yr ↓ 3%
Median Income
$74,717/yr ↑ 3%
$230,100 ↓ 8%
Home Value
$248,900 ↑ 8%
$1,249/mo ↓ 14%
Owner Costs
$1,445/mo ↑ 16%
488,197
Population
245,298

Tax Comparison

6.64%
Income Tax
0%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
1.6%

Affordability

19.0%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Garland, TX, the overall cost of living indices are 80 and 96 respectively (national median = 100). Rent is $375/month cheaper in Omaha, saving renters about $4,500/year.

Median household income is $2,009/year higher in Garland. Home values also differ significantly — the median in Omaha is $230,100 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Nebraska's 6.64% rate.

Frequently Asked Questions

Omaha vs Garland — common questions

Is Omaha or Garland cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 96 (US average = 100).
What is the rent difference between Omaha and Garland?
Median rent in Omaha is $1,150/month and in Garland it's $1,525/month — a difference of $375/month.
Which city has higher income, Omaha or Garland?
Median household income is $72,708 in Omaha and $74,717 in Garland. Median household income is $2,009/year higher in Garland.
How do taxes compare between Nebraska and Texas?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Omaha or Garland?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Garland details →

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