Cost of Living: Omaha, NE vs Montgomery, AL (2026)

Omaha

Nebraska
80
VS

Montgomery

Alabama
64

Omaha is 25% more expensive than Montgomery.

$1,150/mo ↑ 9%
Median Rent
$1,059/mo ↓ 8%
$72,708/yr ↑ 31%
Median Income
$55,687/yr ↓ 23%
$230,100 ↑ 55%
Home Value
$148,500 ↓ 35%
$1,249/mo ↑ 22%
Owner Costs
$1,023/mo ↓ 18%
488,197
Population
198,440

Tax Comparison

6.64%
Income Tax
5.0%
5.5%
State Sales Tax
4.0%
1.73%
Property Tax
0.41%

Affordability

19.0%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Montgomery, AL, the overall cost of living indices are 80 and 64 respectively (national median = 100). Rent is $91/month cheaper in Montgomery, saving renters about $1,092/year.

Median household income is $17,021/year higher in Omaha. Home values also differ significantly — the median in Omaha is $230,100 compared to $148,500 in Montgomery.

Alabama has a lower income tax rate, making Montgomery slightly more tax-friendly.

Frequently Asked Questions

Omaha vs Montgomery — common questions

Is Omaha or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 80 (US average = 100).
What is the rent difference between Omaha and Montgomery?
Median rent in Omaha is $1,150/month and in Montgomery it's $1,059/month — a difference of $91/month.
Which city has higher income, Omaha or Montgomery?
Median household income is $72,708 in Omaha and $55,687 in Montgomery. Median household income is $17,021/year higher in Omaha.
How do taxes compare between Nebraska and Alabama?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Omaha or Montgomery?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Montgomery details →

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