Cost of Living: Omaha, NE vs Naperville, IL (2026)

Omaha

Nebraska
80
VS

Naperville

Illinois
147

Omaha is 46% cheaper than Naperville.

$1,150/mo ↓ 38%
Median Rent
$1,852/mo ↑ 61%
$72,708/yr ↓ 52%
Median Income
$150,937/yr ↑ 108%
$230,100 ↓ 55%
Home Value
$509,900 ↑ 122%
$1,249/mo ↓ 42%
Owner Costs
$2,161/mo ↑ 73%
488,197
Population
149,424

Tax Comparison

6.64%
Income Tax
4.95%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
2.07%

Affordability

19.0%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Naperville, IL, the overall cost of living indices are 80 and 147 respectively (national median = 100). Rent is $702/month cheaper in Omaha, saving renters about $8,424/year.

Median household income is $78,229/year higher in Naperville. Home values also differ significantly — the median in Omaha is $230,100 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Omaha vs Naperville — common questions

Is Omaha or Naperville cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 147 (US average = 100).
What is the rent difference between Omaha and Naperville?
Median rent in Omaha is $1,150/month and in Naperville it's $1,852/month — a difference of $702/month.
Which city has higher income, Omaha or Naperville?
Median household income is $72,708 in Omaha and $150,937 in Naperville. Median household income is $78,229/year higher in Naperville.
How do taxes compare between Nebraska and Illinois?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Omaha or Naperville?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Naperville details →

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