Cost of Living: Omaha, NE vs Springfield, IL (2026)

Omaha

Nebraska
80
VS

Springfield

Illinois
61

Omaha is 31% more expensive than Springfield.

$1,150/mo ↑ 22%
Median Rent
$945/mo ↓ 18%
$72,708/yr ↑ 11%
Median Income
$65,537/yr ↓ 10%
$230,100 ↑ 48%
Home Value
$155,200 ↓ 33%
$1,249/mo ↑ 28%
Owner Costs
$974/mo ↓ 22%
488,197
Population
113,714

Tax Comparison

6.64%
Income Tax
4.95%
5.5%
State Sales Tax
6.25%
1.73%
Property Tax
2.07%

Affordability

19.0%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Omaha, NE and Springfield, IL, the overall cost of living indices are 80 and 61 respectively (national median = 100). Rent is $205/month cheaper in Springfield, saving renters about $2,460/year.

Median household income is $7,171/year higher in Omaha. Home values also differ significantly — the median in Omaha is $230,100 compared to $155,200 in Springfield.

Illinois has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Omaha vs Springfield — common questions

Is Omaha or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 80 (US average = 100).
What is the rent difference between Omaha and Springfield?
Median rent in Omaha is $1,150/month and in Springfield it's $945/month — a difference of $205/month.
Which city has higher income, Omaha or Springfield?
Median household income is $72,708 in Omaha and $65,537 in Springfield. Median household income is $7,171/year higher in Omaha.
How do taxes compare between Nebraska and Illinois?
Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Omaha or Springfield?
It depends on your priorities. Omaha has a cost index of 80 with median rent of $1,150/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Omaha details → View Springfield details →

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