Cost of Living: Ontario, CA vs Concord, CA (2026)

Ontario

California
152
VS

Concord

California
187

Ontario is 19% cheaper than Concord.

$1,916/mo ↓ 14%
Median Rent
$2,226/mo ↑ 16%
$82,806/yr ↓ 24%
Median Income
$109,195/yr ↑ 32%
$568,000 ↓ 25%
Home Value
$755,900 ↑ 33%
$1,967/mo ↓ 14%
Owner Costs
$2,284/mo ↑ 16%
178,347
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

27.8%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Concord, CA, the overall cost of living indices are 152 and 187 respectively (national median = 100). Rent is $310/month cheaper in Ontario, saving renters about $3,720/year.

Median household income is $26,389/year higher in Concord. Home values also differ significantly — the median in Ontario is $568,000 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Ontario vs Concord — common questions

Is Ontario or Concord cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 187 (US average = 100).
What is the rent difference between Ontario and Concord?
Median rent in Ontario is $1,916/month and in Concord it's $2,226/month — a difference of $310/month.
Which city has higher income, Ontario or Concord?
Median household income is $82,806 in Ontario and $109,195 in Concord. Median household income is $26,389/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Ontario or Concord?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Concord details →

More Comparisons

Other cost of living comparisons for Ontario and Concord

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station