Cost of Living: Ontario, CA vs Eugene, OR (2026)

Ontario

California
152
VS

Eugene

Oregon
111

Ontario is 41% more expensive than Eugene.

$1,916/mo ↑ 42%
Median Rent
$1,347/mo ↓ 30%
$82,806/yr ↑ 30%
Median Income
$63,836/yr ↓ 23%
$568,000 ↑ 30%
Home Value
$435,400 ↓ 23%
$1,967/mo ↑ 38%
Owner Costs
$1,421/mo ↓ 28%
178,347
Population
177,520

Tax Comparison

13.3%
Income Tax
9.9%
7.25%
Sales Tax
0%
0.71%
Property Tax
0.93%

Affordability

27.8%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Eugene, OR, the overall cost of living indices are 152 and 111 respectively (national median = 100). Rent is $569/month cheaper in Eugene, saving renters about $6,828/year.

Median household income is $18,970/year higher in Ontario. Home values also differ significantly — the median in Ontario is $568,000 compared to $435,400 in Eugene.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

Ontario vs Eugene — common questions

Is Ontario or Eugene cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 152 (US average = 100).
What is the rent difference between Ontario and Eugene?
Median rent in Ontario is $1,916/month and in Eugene it's $1,347/month — a difference of $569/month.
Which city has higher income, Ontario or Eugene?
Median household income is $82,806 in Ontario and $63,836 in Eugene. Median household income is $18,970/year higher in Ontario.
How do taxes compare between California and Oregon?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Ontario or Eugene?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Eugene details →