Oregon · Population 177,520 · Updated March 2026
How far your income goes in Eugene
State-level tax rates that affect your costs
Eugene is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 111 (where 100 equals the national median), Eugene residents can expect to pay median rent of $1,347/month while earning a median household income of $63,836/year.
The median home value in Eugene, OR is $435,400, with typical monthly owner costs around $1,421 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.3%, Eugene falls within the generally affordable range, though it's approaching the 30% burden threshold.
Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Eugene.
Common questions about living costs in Eugene
Compare the cost of living in Eugene, OR with 299 other major U.S. cities