Cost of Living: Eugene, OR vs Richardson, TX (2026)

Eugene

Oregon
111
VS

Richardson

Texas
128

Eugene is 13% cheaper than Richardson.

$1,347/mo ↓ 26%
Median Rent
$1,825/mo ↑ 35%
$63,836/yr ↓ 34%
Median Income
$96,257/yr ↑ 51%
$435,400 ↑ 7%
Home Value
$405,600 ↓ 7%
$1,421/mo ↓ 21%
Owner Costs
$1,796/mo ↑ 26%
177,520
Population
118,269

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Richardson, TX, the overall cost of living indices are 111 and 128 respectively (national median = 100). Rent is $478/month cheaper in Eugene, saving renters about $5,736/year.

Median household income is $32,421/year higher in Richardson. Home values also differ significantly — the median in Eugene is $435,400 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Richardson — common questions

Is Eugene or Richardson cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 128 (US average = 100).
What is the rent difference between Eugene and Richardson?
Median rent in Eugene is $1,347/month and in Richardson it's $1,825/month — a difference of $478/month.
Which city has higher income, Eugene or Richardson?
Median household income is $63,836 in Eugene and $96,257 in Richardson. Median household income is $32,421/year higher in Richardson.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Eugene or Richardson?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Richardson details →

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