Cost of Living: Chattanooga, TN vs Eugene, OR (2026)

Chattanooga

Tennessee
81
VS

Eugene

Oregon
111

Chattanooga is 27% cheaper than Eugene.

$1,155/mo ↓ 14%
Median Rent
$1,347/mo ↑ 17%
$61,028/yr ↓ 4%
Median Income
$63,836/yr ↑ 5%
$259,200 ↓ 40%
Home Value
$435,400 ↑ 68%
$1,112/mo ↓ 22%
Owner Costs
$1,421/mo ↑ 28%
182,832
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
7.0%
State Sales Tax
0%
0.64%
Property Tax
0.93%

Affordability

22.7%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Chattanooga, TN and Eugene, OR, the overall cost of living indices are 81 and 111 respectively (national median = 100). Rent is $192/month cheaper in Chattanooga, saving renters about $2,304/year.

Median household income is $2,808/year higher in Eugene. Home values also differ significantly — the median in Chattanooga is $259,200 compared to $435,400 in Eugene.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Chattanooga vs Eugene — common questions

Is Chattanooga or Eugene cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 111 (US average = 100).
What is the rent difference between Chattanooga and Eugene?
Median rent in Chattanooga is $1,155/month and in Eugene it's $1,347/month — a difference of $192/month.
Which city has higher income, Chattanooga or Eugene?
Median household income is $61,028 in Chattanooga and $63,836 in Eugene. Median household income is $2,808/year higher in Eugene.
How do taxes compare between Tennessee and Oregon?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Chattanooga or Eugene?
It depends on your priorities. Chattanooga has a cost index of 81 with median rent of $1,155/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chattanooga details → View Eugene details →

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