Cost of Living: Eugene, OR vs Springfield, MA (2026)

Eugene

Oregon
111
VS

Springfield

Massachusetts
79

Eugene is 41% more expensive than Springfield.

$1,347/mo ↑ 21%
Median Rent
$1,114/mo ↓ 17%
$63,836/yr ↑ 24%
Median Income
$51,339/yr ↓ 20%
$435,400 ↑ 96%
Home Value
$222,700 ↓ 49%
$1,421/mo ↑ 11%
Owner Costs
$1,276/mo ↓ 10%
177,520
Population
154,751

Tax Comparison

9.9%
Income Tax
9.0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.15%

Affordability

25.3%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Springfield, MA, the overall cost of living indices are 111 and 79 respectively (national median = 100). Rent is $233/month cheaper in Springfield, saving renters about $2,796/year.

Median household income is $12,497/year higher in Eugene. Home values also differ significantly — the median in Eugene is $435,400 compared to $222,700 in Springfield.

Massachusetts has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Springfield — common questions

Is Eugene or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 111 (US average = 100).
What is the rent difference between Eugene and Springfield?
Median rent in Eugene is $1,347/month and in Springfield it's $1,114/month — a difference of $233/month.
Which city has higher income, Eugene or Springfield?
Median household income is $63,836 in Eugene and $51,339 in Springfield. Median household income is $12,497/year higher in Eugene.
How do taxes compare between Oregon and Massachusetts?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Eugene or Springfield?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Springfield details →

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