Cost of Living: Eugene, OR vs Fort Collins, CO (2026)

Eugene

Oregon
111
VS

Fort Collins

Colorado
137

Eugene is 19% cheaper than Fort Collins.

$1,347/mo ↓ 19%
Median Rent
$1,661/mo ↑ 23%
$63,836/yr ↓ 24%
Median Income
$83,598/yr ↑ 31%
$435,400 ↓ 21%
Home Value
$548,400 ↑ 26%
$1,421/mo ↓ 16%
Owner Costs
$1,692/mo ↑ 19%
177,520
Population
169,705

Tax Comparison

9.9%
Income Tax
4.4%
0%
State Sales Tax
2.9%
0.93%
Property Tax
0.51%

Affordability

25.3%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Fort Collins, CO, the overall cost of living indices are 111 and 137 respectively (national median = 100). Rent is $314/month cheaper in Eugene, saving renters about $3,768/year.

Median household income is $19,762/year higher in Fort Collins. Home values also differ significantly — the median in Eugene is $435,400 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Fort Collins — common questions

Is Eugene or Fort Collins cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 137 (US average = 100).
What is the rent difference between Eugene and Fort Collins?
Median rent in Eugene is $1,347/month and in Fort Collins it's $1,661/month — a difference of $314/month.
Which city has higher income, Eugene or Fort Collins?
Median household income is $63,836 in Eugene and $83,598 in Fort Collins. Median household income is $19,762/year higher in Fort Collins.
How do taxes compare between Oregon and Colorado?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Eugene or Fort Collins?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Fort Collins details →

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