Cost of Living: Jersey City, NJ vs Eugene, OR (2026)

Jersey City

New Jersey
148
VS

Eugene

Oregon
111

Jersey City is 33% more expensive than Eugene.

$1,902/mo ↑ 41%
Median Rent
$1,347/mo ↓ 29%
$94,813/yr ↑ 49%
Median Income
$63,836/yr ↓ 33%
$534,500 ↑ 23%
Home Value
$435,400 ↓ 19%
$2,006/mo ↑ 41%
Owner Costs
$1,421/mo ↓ 29%
289,691
Population
177,520

Tax Comparison

10.75%
Income Tax
9.9%
6.625%
State Sales Tax
0%
2.23%
Property Tax
0.93%

Affordability

24.1%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Jersey City, NJ and Eugene, OR, the overall cost of living indices are 148 and 111 respectively (national median = 100). Rent is $555/month cheaper in Eugene, saving renters about $6,660/year.

Median household income is $30,977/year higher in Jersey City. Home values also differ significantly — the median in Jersey City is $534,500 compared to $435,400 in Eugene.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

Jersey City vs Eugene — common questions

Is Jersey City or Eugene cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 148 (US average = 100).
What is the rent difference between Jersey City and Eugene?
Median rent in Jersey City is $1,902/month and in Eugene it's $1,347/month — a difference of $555/month.
Which city has higher income, Jersey City or Eugene?
Median household income is $94,813 in Jersey City and $63,836 in Eugene. Median household income is $30,977/year higher in Jersey City.
How do taxes compare between New Jersey and Oregon?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Jersey City or Eugene?
It depends on your priorities. Jersey City has a cost index of 148 with median rent of $1,902/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jersey City details → View Eugene details →

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