Cost of Living: Philadelphia, PA vs Eugene, OR (2026)

Philadelphia

Pennsylvania
85
VS

Eugene

Oregon
111

Philadelphia is 23% cheaper than Eugene.

$1,323/mo ↓ 2%
Median Rent
$1,347/mo ↑ 2%
$60,698/yr ↓ 5%
Median Income
$63,836/yr ↑ 5%
$232,400 ↓ 47%
Home Value
$435,400 ↑ 87%
$1,233/mo ↓ 13%
Owner Costs
$1,421/mo ↑ 15%
1,582,432
Population
177,520

Tax Comparison

3.07%
Income Tax
9.9%
6.0%
State Sales Tax
0%
1.49%
Property Tax
0.93%

Affordability

26.2%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Eugene, OR, the overall cost of living indices are 85 and 111 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $3,138/year higher in Eugene. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $435,400 in Eugene.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Eugene — common questions

Is Philadelphia or Eugene cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 111 (US average = 100).
What is the rent difference between Philadelphia and Eugene?
Median rent in Philadelphia is $1,323/month and in Eugene it's $1,347/month — a difference of $24/month.
Which city has higher income, Philadelphia or Eugene?
Median household income is $60,698 in Philadelphia and $63,836 in Eugene. Median household income is $3,138/year higher in Eugene.
How do taxes compare between Pennsylvania and Oregon?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Philadelphia or Eugene?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Eugene details →

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