Cost of Living: Eugene, OR vs Clearwater, FL (2026)

Eugene

Oregon
111
VS

Clearwater

Florida
105

Eugene is 6% more expensive than Clearwater.

$1,347/mo ↓ 12%
Median Rent
$1,539/mo ↑ 14%
$63,836/yr ≈ Same
Median Income
$64,440/yr ≈ Same
$435,400 ↑ 34%
Home Value
$326,100 ↓ 25%
$1,421/mo ≈ Same
Owner Costs
$1,411/mo ≈ Same
177,520
Population
117,075

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

25.3%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Clearwater, FL, the overall cost of living indices are 111 and 105 respectively (national median = 100). Rent is $192/month cheaper in Eugene, saving renters about $2,304/year.

Median household income is $604/year higher in Clearwater. Home values also differ significantly — the median in Eugene is $435,400 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Clearwater — common questions

Is Eugene or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 111 (US average = 100).
What is the rent difference between Eugene and Clearwater?
Median rent in Eugene is $1,347/month and in Clearwater it's $1,539/month — a difference of $192/month.
Which city has higher income, Eugene or Clearwater?
Median household income is $63,836 in Eugene and $64,440 in Clearwater. Median household income is $604/year higher in Clearwater.
How do taxes compare between Oregon and Florida?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Eugene or Clearwater?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Clearwater details →

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