Cost of Living: Eugene, OR vs Paterson, NJ (2026)

Eugene

Oregon
111
VS

Paterson

New Jersey
106

Eugene is 5% more expensive than Paterson.

$1,347/mo ↓ 8%
Median Rent
$1,457/mo ↑ 8%
$63,836/yr ↑ 19%
Median Income
$53,766/yr ↓ 16%
$435,400 ↑ 30%
Home Value
$335,400 ↓ 23%
$1,421/mo ↓ 8%
Owner Costs
$1,553/mo ↑ 9%
177,520
Population
157,660

Tax Comparison

9.9%
Income Tax
10.75%
0%
State Sales Tax
6.625%
0.93%
Property Tax
2.23%

Affordability

25.3%
rent-to-income
Affordability
32.5%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Paterson, NJ, the overall cost of living indices are 111 and 106 respectively (national median = 100). Rent is $110/month cheaper in Eugene, saving renters about $1,320/year.

Median household income is $10,070/year higher in Eugene. Home values also differ significantly — the median in Eugene is $435,400 compared to $335,400 in Paterson.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Paterson — common questions

Is Eugene or Paterson cheaper to live in?
Based on our cost index, Paterson is cheaper to live in with an index of 106 compared to 111 (US average = 100).
What is the rent difference between Eugene and Paterson?
Median rent in Eugene is $1,347/month and in Paterson it's $1,457/month — a difference of $110/month.
Which city has higher income, Eugene or Paterson?
Median household income is $63,836 in Eugene and $53,766 in Paterson. Median household income is $10,070/year higher in Eugene.
How do taxes compare between Oregon and New Jersey?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Eugene or Paterson?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Paterson has a cost index of 106 with rent of $1,457/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Paterson details →

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