Cost of Living: Houston, TX vs Eugene, OR (2026)

Houston

Texas
88
VS

Eugene

Oregon
111

Houston is 21% cheaper than Eugene.

$1,313/mo ↓ 3%
Median Rent
$1,347/mo ↑ 3%
$62,894/yr ↓ 1%
Median Income
$63,836/yr ↑ 1%
$253,400 ↓ 42%
Home Value
$435,400 ↑ 72%
$1,316/mo ↓ 7%
Owner Costs
$1,421/mo ↑ 8%
2,300,419
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.93%

Affordability

25.1%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Houston, TX and Eugene, OR, the overall cost of living indices are 88 and 111 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $942/year higher in Eugene. Home values also differ significantly — the median in Houston is $253,400 compared to $435,400 in Eugene.

Texas has no state income tax, giving Houston residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Houston vs Eugene — common questions

Is Houston or Eugene cheaper to live in?
Based on our cost index, Houston is cheaper to live in with an index of 88 compared to 111 (US average = 100).
What is the rent difference between Houston and Eugene?
Median rent in Houston is $1,313/month and in Eugene it's $1,347/month — a difference of $34/month.
Which city has higher income, Houston or Eugene?
Median household income is $62,894 in Houston and $63,836 in Eugene. Median household income is $942/year higher in Eugene.
How do taxes compare between Texas and Oregon?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Houston or Eugene?
It depends on your priorities. Houston has a cost index of 88 with median rent of $1,313/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Houston details → View Eugene details →

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