Cost of Living: Eugene, OR vs McAllen, TX (2026)

Eugene

Oregon
111
VS

McAllen

Texas
66

Eugene is 68% more expensive than McAllen.

$1,347/mo ↑ 32%
Median Rent
$1,017/mo ↓ 24%
$63,836/yr ↑ 6%
Median Income
$60,165/yr ↓ 6%
$435,400 ↑ 151%
Home Value
$173,800 ↓ 60%
$1,421/mo ↑ 43%
Owner Costs
$996/mo ↓ 30%
177,520
Population
143,789

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and McAllen, TX, the overall cost of living indices are 111 and 66 respectively (national median = 100). Rent is $330/month cheaper in McAllen, saving renters about $3,960/year.

Median household income is $3,671/year higher in Eugene. Home values also differ significantly — the median in Eugene is $435,400 compared to $173,800 in McAllen.

Texas has no state income tax, giving McAllen residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs McAllen — common questions

Is Eugene or McAllen cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 111 (US average = 100).
What is the rent difference between Eugene and McAllen?
Median rent in Eugene is $1,347/month and in McAllen it's $1,017/month — a difference of $330/month.
Which city has higher income, Eugene or McAllen?
Median household income is $63,836 in Eugene and $60,165 in McAllen. Median household income is $3,671/year higher in Eugene.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Eugene or McAllen?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while McAllen has a cost index of 66 with rent of $1,017/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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