Cost of Living: Eugene, OR vs Concord, CA (2026)

Eugene

Oregon
111
VS

Concord

California
187

Eugene is 41% cheaper than Concord.

$1,347/mo ↓ 39%
Median Rent
$2,226/mo ↑ 65%
$63,836/yr ↓ 42%
Median Income
$109,195/yr ↑ 71%
$435,400 ↓ 42%
Home Value
$755,900 ↑ 74%
$1,421/mo ↓ 38%
Owner Costs
$2,284/mo ↑ 61%
177,520
Population
124,260

Tax Comparison

9.9%
Income Tax
13.3%
0%
State Sales Tax
7.25%
0.93%
Property Tax
0.71%

Affordability

25.3%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Concord, CA, the overall cost of living indices are 111 and 187 respectively (national median = 100). Rent is $879/month cheaper in Eugene, saving renters about $10,548/year.

Median household income is $45,359/year higher in Concord. Home values also differ significantly — the median in Eugene is $435,400 compared to $755,900 in Concord.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Concord — common questions

Is Eugene or Concord cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 187 (US average = 100).
What is the rent difference between Eugene and Concord?
Median rent in Eugene is $1,347/month and in Concord it's $2,226/month — a difference of $879/month.
Which city has higher income, Eugene or Concord?
Median household income is $63,836 in Eugene and $109,195 in Concord. Median household income is $45,359/year higher in Concord.
How do taxes compare between Oregon and California?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Eugene or Concord?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Concord details →

More Comparisons

Other cost of living comparisons for Eugene and Concord

Eugene vs. Ontario Eugene vs. Elk Grove Eugene vs. Aurora Eugene vs. Santa Rosa Eugene vs. Chattanooga Eugene vs. Cary Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station