Cost of Living: Eugene, OR vs Palm Bay, FL (2026)

Eugene

Oregon
111
VS

Palm Bay

Florida
91

Eugene is 22% more expensive than Palm Bay.

$1,347/mo ↓ 9%
Median Rent
$1,487/mo ↑ 10%
$63,836/yr ↓ 5%
Median Income
$67,521/yr ↑ 6%
$435,400 ↑ 76%
Home Value
$248,000 ↓ 43%
$1,421/mo ↑ 18%
Owner Costs
$1,203/mo ↓ 15%
177,520
Population
125,273

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.0%
0.93%
Property Tax
0.86%

Affordability

25.3%
rent-to-income
Affordability
26.4%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Palm Bay, FL, the overall cost of living indices are 111 and 91 respectively (national median = 100). Rent is $140/month cheaper in Eugene, saving renters about $1,680/year.

Median household income is $3,685/year higher in Palm Bay. Home values also differ significantly — the median in Eugene is $435,400 compared to $248,000 in Palm Bay.

Florida has no state income tax, giving Palm Bay residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Palm Bay — common questions

Is Eugene or Palm Bay cheaper to live in?
Based on our cost index, Palm Bay is cheaper to live in with an index of 91 compared to 111 (US average = 100).
What is the rent difference between Eugene and Palm Bay?
Median rent in Eugene is $1,347/month and in Palm Bay it's $1,487/month — a difference of $140/month.
Which city has higher income, Eugene or Palm Bay?
Median household income is $63,836 in Eugene and $67,521 in Palm Bay. Median household income is $3,685/year higher in Palm Bay.
How do taxes compare between Oregon and Florida?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Eugene or Palm Bay?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Palm Bay has a cost index of 91 with rent of $1,487/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Palm Bay details →

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