Eugene, OR vs Waco, TX: 111 vs 72

$1,347/mo ↑ 23%

Median Rent

$1,098/mo ↓ 18%

$63,836/yr ↑ 24%

Median Income

$51,468/yr ↓ 19%

$435,400 ↑ 118%

Home Value

$199,600 ↓ 54%

$1,421/mo ↑ 30%

Owner Costs

$1,094/mo ↓ 23%

177,520

Population

141,925

Detailed Comparison

When comparing Eugene, OR and Waco, TX, the overall cost of living indices are 111 and 72 respectively (national median = 100). Rent is $249/month cheaper in Waco, saving renters about $2,988/year.

Median household income is $12,368/year higher in Eugene. Home values also differ significantly — the median in Eugene is $435,400 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Waco — common questions

Is Eugene or Waco cheaper to live in?

Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 111 (US average = 100).

What is the rent difference between Eugene and Waco?

Median rent in Eugene is $1,347/month and in Waco it's $1,098/month — a difference of $249/month.

Which city has higher income, Eugene or Waco?

Median household income is $63,836 in Eugene and $51,468 in Waco. Median household income is $12,368/year higher in Eugene.

How do taxes compare between Oregon and Texas?

Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.

Should I move to Eugene or Waco?

It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Eugene, OR vs Waco, TX (2026)

Eugene

Waco

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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