Cost of Living: Phoenix, AZ vs Eugene, OR (2026)

Phoenix

Arizona
109
VS

Eugene

Oregon
111

Phoenix and Eugene have a similar cost of living.

$1,458/mo ↑ 8%
Median Rent
$1,347/mo ↓ 8%
$77,041/yr ↑ 21%
Median Income
$63,836/yr ↓ 17%
$381,900 ↓ 12%
Home Value
$435,400 ↑ 14%
$1,430/mo ≈ Same
Owner Costs
$1,421/mo ≈ Same
1,624,832
Population
177,520

Tax Comparison

2.5%
Income Tax
9.9%
5.6%
State Sales Tax
0%
0.62%
Property Tax
0.93%

Affordability

22.7%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Eugene, OR, the overall cost of living indices are 109 and 111 respectively (national median = 100). Rent is $111/month cheaper in Eugene, saving renters about $1,332/year.

Median household income is $13,205/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $435,400 in Eugene.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Eugene — common questions

Is Phoenix or Eugene cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 111 (US average = 100).
What is the rent difference between Phoenix and Eugene?
Median rent in Phoenix is $1,458/month and in Eugene it's $1,347/month — a difference of $111/month.
Which city has higher income, Phoenix or Eugene?
Median household income is $77,041 in Phoenix and $63,836 in Eugene. Median household income is $13,205/year higher in Phoenix.
How do taxes compare between Arizona and Oregon?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Phoenix or Eugene?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Eugene details →

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