Cost of Living: Louisville, KY vs Eugene, OR (2026)

Louisville

Kentucky
74
VS

Eugene

Oregon
111

Louisville is 33% cheaper than Eugene.

$1,069/mo ↓ 21%
Median Rent
$1,347/mo ↑ 26%
$64,731/yr ↑ 1%
Median Income
$63,836/yr ↓ 1%
$221,500 ↓ 49%
Home Value
$435,400 ↑ 97%
$1,118/mo ↓ 21%
Owner Costs
$1,421/mo ↑ 27%
627,210
Population
177,520

Tax Comparison

4.0%
Income Tax
9.9%
6.0%
State Sales Tax
0%
0.83%
Property Tax
0.93%

Affordability

19.8%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Eugene, OR, the overall cost of living indices are 74 and 111 respectively (national median = 100). Rent is $278/month cheaper in Louisville, saving renters about $3,336/year.

Median household income is $895/year higher in Louisville. Home values also differ significantly — the median in Louisville is $221,500 compared to $435,400 in Eugene.

Kentucky has a lower income tax rate, making Louisville slightly more tax-friendly.

Frequently Asked Questions

Louisville vs Eugene — common questions

Is Louisville or Eugene cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 111 (US average = 100).
What is the rent difference between Louisville and Eugene?
Median rent in Louisville is $1,069/month and in Eugene it's $1,347/month — a difference of $278/month.
Which city has higher income, Louisville or Eugene?
Median household income is $64,731 in Louisville and $63,836 in Eugene. Median household income is $895/year higher in Louisville.
How do taxes compare between Kentucky and Oregon?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Louisville or Eugene?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Eugene details →

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