Cost of Living: Eugene, OR vs Wilmington, NC (2026)

Eugene

Oregon
111
VS

Wilmington

North Carolina
100

Eugene is 11% more expensive than Wilmington.

$1,347/mo ↑ 3%
Median Rent
$1,311/mo ↓ 3%
$63,836/yr ≈ Same
Median Income
$63,900/yr ≈ Same
$435,400 ↑ 24%
Home Value
$350,300 ↓ 20%
$1,421/mo ↑ 4%
Owner Costs
$1,371/mo ↓ 4%
177,520
Population
118,578

Tax Comparison

9.9%
Income Tax
4.5%
0%
State Sales Tax
4.75%
0.93%
Property Tax
0.8%

Affordability

25.3%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Wilmington, NC, the overall cost of living indices are 111 and 100 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $64/year higher in Wilmington. Home values also differ significantly — the median in Eugene is $435,400 compared to $350,300 in Wilmington.

North Carolina has a lower income tax rate, making Wilmington slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Wilmington — common questions

Is Eugene or Wilmington cheaper to live in?
Based on our cost index, Wilmington is cheaper to live in with an index of 100 compared to 111 (US average = 100).
What is the rent difference between Eugene and Wilmington?
Median rent in Eugene is $1,347/month and in Wilmington it's $1,311/month — a difference of $36/month.
Which city has higher income, Eugene or Wilmington?
Median household income is $63,836 in Eugene and $63,900 in Wilmington. Median household income is $64/year higher in Wilmington.
How do taxes compare between Oregon and North Carolina?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Eugene or Wilmington?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Wilmington has a cost index of 100 with rent of $1,311/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Wilmington details →

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