Cost of Living: Eugene, OR vs Surprise, AZ (2026)

Eugene

Oregon
111
VS

Surprise

Arizona
126

Eugene is 12% cheaper than Surprise.

$1,347/mo ↓ 30%
Median Rent
$1,917/mo ↑ 42%
$63,836/yr ↓ 32%
Median Income
$93,371/yr ↑ 46%
$435,400 ↑ 10%
Home Value
$396,000 ↓ 9%
$1,421/mo ↓ 10%
Owner Costs
$1,587/mo ↑ 12%
177,520
Population
149,519

Tax Comparison

9.9%
Income Tax
2.5%
0%
State Sales Tax
5.6%
0.93%
Property Tax
0.62%

Affordability

25.3%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Surprise, AZ, the overall cost of living indices are 111 and 126 respectively (national median = 100). Rent is $570/month cheaper in Eugene, saving renters about $6,840/year.

Median household income is $29,535/year higher in Surprise. Home values also differ significantly — the median in Eugene is $435,400 compared to $396,000 in Surprise.

Arizona has a lower income tax rate, making Surprise slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Surprise — common questions

Is Eugene or Surprise cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 126 (US average = 100).
What is the rent difference between Eugene and Surprise?
Median rent in Eugene is $1,347/month and in Surprise it's $1,917/month — a difference of $570/month.
Which city has higher income, Eugene or Surprise?
Median household income is $63,836 in Eugene and $93,371 in Surprise. Median household income is $29,535/year higher in Surprise.
How do taxes compare between Oregon and Arizona?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Eugene or Surprise?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Surprise details →

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