Cost of Living: Eugene, OR vs Carrollton, TX (2026)

Eugene

Oregon
111
VS

Carrollton

Texas
116

Eugene is 4% cheaper than Carrollton.

$1,347/mo ↓ 20%
Median Rent
$1,674/mo ↑ 24%
$63,836/yr ↓ 36%
Median Income
$99,115/yr ↑ 55%
$435,400 ↑ 23%
Home Value
$353,600 ↓ 19%
$1,421/mo ↓ 16%
Owner Costs
$1,689/mo ↑ 19%
177,520
Population
132,741

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Carrollton, TX, the overall cost of living indices are 111 and 116 respectively (national median = 100). Rent is $327/month cheaper in Eugene, saving renters about $3,924/year.

Median household income is $35,279/year higher in Carrollton. Home values also differ significantly — the median in Eugene is $435,400 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Carrollton — common questions

Is Eugene or Carrollton cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 116 (US average = 100).
What is the rent difference between Eugene and Carrollton?
Median rent in Eugene is $1,347/month and in Carrollton it's $1,674/month — a difference of $327/month.
Which city has higher income, Eugene or Carrollton?
Median household income is $63,836 in Eugene and $99,115 in Carrollton. Median household income is $35,279/year higher in Carrollton.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Eugene or Carrollton?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Carrollton details →

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