Cost of Living: Eugene, OR vs Thousand Oaks, CA (2026)

Eugene

Oregon
111
VS

Thousand Oaks

California
226

Eugene is 51% cheaper than Thousand Oaks.

$1,347/mo ↓ 48%
Median Rent
$2,580/mo ↑ 92%
$63,836/yr ↓ 52%
Median Income
$134,367/yr ↑ 110%
$435,400 ↓ 54%
Home Value
$951,200 ↑ 118%
$1,421/mo ↓ 48%
Owner Costs
$2,726/mo ↑ 92%
177,520
Population
125,676

Tax Comparison

9.9%
Income Tax
13.3%
0%
State Sales Tax
7.25%
0.93%
Property Tax
0.71%

Affordability

25.3%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Thousand Oaks, CA, the overall cost of living indices are 111 and 226 respectively (national median = 100). Rent is $1,233/month cheaper in Eugene, saving renters about $14,796/year.

Median household income is $70,531/year higher in Thousand Oaks. Home values also differ significantly — the median in Eugene is $435,400 compared to $951,200 in Thousand Oaks.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Thousand Oaks — common questions

Is Eugene or Thousand Oaks cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 226 (US average = 100).
What is the rent difference between Eugene and Thousand Oaks?
Median rent in Eugene is $1,347/month and in Thousand Oaks it's $2,580/month — a difference of $1,233/month.
Which city has higher income, Eugene or Thousand Oaks?
Median household income is $63,836 in Eugene and $134,367 in Thousand Oaks. Median household income is $70,531/year higher in Thousand Oaks.
How do taxes compare between Oregon and California?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Eugene or Thousand Oaks?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Thousand Oaks details →

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