Cost of Living: Lubbock, TX vs Eugene, OR (2026)

Lubbock

Texas
75
VS

Eugene

Oregon
111

Lubbock is 32% cheaper than Eugene.

$1,137/mo ↓ 16%
Median Rent
$1,347/mo ↑ 18%
$60,487/yr ↓ 5%
Median Income
$63,836/yr ↑ 6%
$197,900 ↓ 55%
Home Value
$435,400 ↑ 120%
$1,179/mo ↓ 17%
Owner Costs
$1,421/mo ↑ 21%
261,078
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.93%

Affordability

22.6%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Eugene, OR, the overall cost of living indices are 75 and 111 respectively (national median = 100). Rent is $210/month cheaper in Lubbock, saving renters about $2,520/year.

Median household income is $3,349/year higher in Eugene. Home values also differ significantly — the median in Lubbock is $197,900 compared to $435,400 in Eugene.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Lubbock vs Eugene — common questions

Is Lubbock or Eugene cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 111 (US average = 100).
What is the rent difference between Lubbock and Eugene?
Median rent in Lubbock is $1,137/month and in Eugene it's $1,347/month — a difference of $210/month.
Which city has higher income, Lubbock or Eugene?
Median household income is $60,487 in Lubbock and $63,836 in Eugene. Median household income is $3,349/year higher in Eugene.
How do taxes compare between Texas and Oregon?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Lubbock or Eugene?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Eugene details →

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