Cost of Living: Eugene, OR vs Naperville, IL (2026)

Eugene

Oregon
111
VS

Naperville

Illinois
147

Eugene is 24% cheaper than Naperville.

$1,347/mo ↓ 27%
Median Rent
$1,852/mo ↑ 37%
$63,836/yr ↓ 58%
Median Income
$150,937/yr ↑ 136%
$435,400 ↓ 15%
Home Value
$509,900 ↑ 17%
$1,421/mo ↓ 34%
Owner Costs
$2,161/mo ↑ 52%
177,520
Population
149,424

Tax Comparison

9.9%
Income Tax
4.95%
0%
State Sales Tax
6.25%
0.93%
Property Tax
2.07%

Affordability

25.3%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Naperville, IL, the overall cost of living indices are 111 and 147 respectively (national median = 100). Rent is $505/month cheaper in Eugene, saving renters about $6,060/year.

Median household income is $87,101/year higher in Naperville. Home values also differ significantly — the median in Eugene is $435,400 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Naperville — common questions

Is Eugene or Naperville cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 147 (US average = 100).
What is the rent difference between Eugene and Naperville?
Median rent in Eugene is $1,347/month and in Naperville it's $1,852/month — a difference of $505/month.
Which city has higher income, Eugene or Naperville?
Median household income is $63,836 in Eugene and $150,937 in Naperville. Median household income is $87,101/year higher in Naperville.
How do taxes compare between Oregon and Illinois?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Eugene or Naperville?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Naperville details →

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