Cost of Living: Cape Coral, FL vs Eugene, OR (2026)

Cape Coral

Florida
114
VS

Eugene

Oregon
111

Cape Coral is 3% more expensive than Eugene.

$1,751/mo ↑ 30%
Median Rent
$1,347/mo ↓ 23%
$76,062/yr ↑ 19%
Median Income
$63,836/yr ↓ 16%
$339,200 ↓ 22%
Home Value
$435,400 ↑ 28%
$1,523/mo ↑ 7%
Owner Costs
$1,421/mo ↓ 7%
206,387
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
6.0%
State Sales Tax
0%
0.86%
Property Tax
0.93%

Affordability

27.6%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Eugene, OR, the overall cost of living indices are 114 and 111 respectively (national median = 100). Rent is $404/month cheaper in Eugene, saving renters about $4,848/year.

Median household income is $12,226/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $435,400 in Eugene.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Cape Coral vs Eugene — common questions

Is Cape Coral or Eugene cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Eugene?
Median rent in Cape Coral is $1,751/month and in Eugene it's $1,347/month — a difference of $404/month.
Which city has higher income, Cape Coral or Eugene?
Median household income is $76,062 in Cape Coral and $63,836 in Eugene. Median household income is $12,226/year higher in Cape Coral.
How do taxes compare between Florida and Oregon?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Cape Coral or Eugene?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Eugene details →

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