Cost of Living: Eugene, OR vs Allen, TX (2026)

Eugene

Oregon
111
VS

Allen

Texas
137

Eugene is 19% cheaper than Allen.

$1,347/mo ↓ 28%
Median Rent
$1,877/mo ↑ 39%
$63,836/yr ↓ 51%
Median Income
$129,130/yr ↑ 102%
$435,400 ↑ 1%
Home Value
$429,900 ↓ 1%
$1,421/mo ↓ 32%
Owner Costs
$2,083/mo ↑ 47%
177,520
Population
107,684

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Allen, TX, the overall cost of living indices are 111 and 137 respectively (national median = 100). Rent is $530/month cheaper in Eugene, saving renters about $6,360/year.

Median household income is $65,294/year higher in Allen. Home values also differ significantly — the median in Eugene is $435,400 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Eugene vs Allen — common questions

Is Eugene or Allen cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 137 (US average = 100).
What is the rent difference between Eugene and Allen?
Median rent in Eugene is $1,347/month and in Allen it's $1,877/month — a difference of $530/month.
Which city has higher income, Eugene or Allen?
Median household income is $63,836 in Eugene and $129,130 in Allen. Median household income is $65,294/year higher in Allen.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Eugene or Allen?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Allen details →

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