Cost of Living: San Francisco, CA vs Eugene, OR (2026)

San Francisco

California
267
VS

Eugene

Oregon
111

San Francisco is 141% more expensive than Eugene.

$2,419/mo ↑ 80%
Median Rent
$1,347/mo ↓ 44%
$141,446/yr ↑ 122%
Median Income
$63,836/yr ↓ 55%
$1,380,500 ↑ 217%
Home Value
$435,400 ↓ 68%
$2,620/mo ↑ 84%
Owner Costs
$1,421/mo ↓ 46%
836,321
Population
177,520

Tax Comparison

13.3%
Income Tax
9.9%
7.25%
State Sales Tax
0%
0.71%
Property Tax
0.93%

Affordability

20.5%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Eugene, OR, the overall cost of living indices are 267 and 111 respectively (national median = 100). Rent is $1,072/month cheaper in Eugene, saving renters about $12,864/year.

Median household income is $77,610/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $435,400 in Eugene.

Oregon has a lower income tax rate, making Eugene slightly more tax-friendly.

Frequently Asked Questions

San Francisco vs Eugene — common questions

Is San Francisco or Eugene cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Eugene?
Median rent in San Francisco is $2,419/month and in Eugene it's $1,347/month — a difference of $1,072/month.
Which city has higher income, San Francisco or Eugene?
Median household income is $141,446 in San Francisco and $63,836 in Eugene. Median household income is $77,610/year higher in San Francisco.
How do taxes compare between California and Oregon?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to San Francisco or Eugene?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Eugene details →

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