Cost of Living: San Francisco, CA vs Oklahoma City, OK (2026)

San Francisco

California
267
VS

Oklahoma City

Oklahoma City
74

San Francisco is 261% more expensive than Oklahoma City.

$2,419/mo ↑ 123%
Median Rent
$1,083/mo ↓ 55%
$141,446/yr ↑ 112%
Median Income
$66,702/yr ↓ 53%
$1,380,500 ↑ 542%
Home Value
$215,100 ↓ 84%
$2,620/mo ↑ 131%
Owner Costs
$1,133/mo ↓ 57%
836,321
Population
688,693

Tax Comparison

13.3%
Income Tax
4.75%
7.25%
State Sales Tax
4.5%
0.71%
Property Tax
0.9%

Affordability

20.5%
rent-to-income
Affordability
19.5%
rent-to-income

Detailed Comparison

When comparing San Francisco, CA and Oklahoma City, OK, the overall cost of living indices are 267 and 74 respectively (national median = 100). Rent is $1,336/month cheaper in Oklahoma City, saving renters about $16,032/year.

Median household income is $74,744/year higher in San Francisco. Home values also differ significantly — the median in San Francisco is $1,380,500 compared to $215,100 in Oklahoma City.

Oklahoma City has a lower income tax rate, making Oklahoma City slightly more tax-friendly.

Frequently Asked Questions

San Francisco vs Oklahoma City — common questions

Is San Francisco or Oklahoma City cheaper to live in?
Based on our cost index, Oklahoma City is cheaper to live in with an index of 74 compared to 267 (US average = 100).
What is the rent difference between San Francisco and Oklahoma City?
Median rent in San Francisco is $2,419/month and in Oklahoma City it's $1,083/month — a difference of $1,336/month.
Which city has higher income, San Francisco or Oklahoma City?
Median household income is $141,446 in San Francisco and $66,702 in Oklahoma City. Median household income is $74,744/year higher in San Francisco.
How do taxes compare between California and Oklahoma?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to San Francisco or Oklahoma City?
It depends on your priorities. San Francisco has a cost index of 267 with median rent of $2,419/mo, while Oklahoma City has a cost index of 74 with rent of $1,083/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Francisco details → View Oklahoma City details →

More Comparisons

Other cost of living comparisons for San Francisco and Oklahoma City

San Francisco vs. Indianapolis San Francisco vs. Seattle San Francisco vs. Charlotte San Francisco vs. Denver San Francisco vs. Columbus San Francisco vs. Fort Worth Oklahoma City vs. Denver Oklahoma City vs. Nashville Oklahoma City vs. Seattle Oklahoma City vs. El Paso Oklahoma City vs. Washington Oklahoma City vs. Indianapolis