Cost of Living: Garland, TX vs Eugene, OR (2026)

Garland

Texas
96
VS

Eugene

Oregon
111

Garland is 14% cheaper than Eugene.

$1,525/mo ↑ 13%
Median Rent
$1,347/mo ↓ 12%
$74,717/yr ↑ 17%
Median Income
$63,836/yr ↓ 15%
$248,900 ↓ 43%
Home Value
$435,400 ↑ 75%
$1,445/mo ↑ 2%
Owner Costs
$1,421/mo ↓ 2%
245,298
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.93%

Affordability

24.5%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Garland, TX and Eugene, OR, the overall cost of living indices are 96 and 111 respectively (national median = 100). Rent is $178/month cheaper in Eugene, saving renters about $2,136/year.

Median household income is $10,881/year higher in Garland. Home values also differ significantly — the median in Garland is $248,900 compared to $435,400 in Eugene.

Texas has no state income tax, giving Garland residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Garland vs Eugene — common questions

Is Garland or Eugene cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 111 (US average = 100).
What is the rent difference between Garland and Eugene?
Median rent in Garland is $1,525/month and in Eugene it's $1,347/month — a difference of $178/month.
Which city has higher income, Garland or Eugene?
Median household income is $74,717 in Garland and $63,836 in Eugene. Median household income is $10,881/year higher in Garland.
How do taxes compare between Texas and Oregon?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Garland or Eugene?
It depends on your priorities. Garland has a cost index of 96 with median rent of $1,525/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Garland details → View Eugene details →

More Comparisons

Other cost of living comparisons for Garland and Eugene

Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington Eugene vs. Ontario Eugene vs. Elk Grove Eugene vs. Aurora Eugene vs. Santa Rosa Eugene vs. Chattanooga Eugene vs. Cary