Cost of Living: Eugene, OR vs Fargo, ND (2026)

Eugene

Oregon
111
VS

Fargo

North Dakota
73

Eugene is 52% more expensive than Fargo.

$1,347/mo ↑ 47%
Median Rent
$916/mo ↓ 32%
$63,836/yr ↓ 3%
Median Income
$66,029/yr ↑ 3%
$435,400 ↑ 61%
Home Value
$269,800 ↓ 38%
$1,421/mo ↑ 43%
Owner Costs
$997/mo ↓ 30%
177,520
Population
129,064

Tax Comparison

9.9%
Income Tax
2.5%
0%
State Sales Tax
5.0%
0.93%
Property Tax
0.98%

Affordability

25.3%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Fargo, ND, the overall cost of living indices are 111 and 73 respectively (national median = 100). Rent is $431/month cheaper in Fargo, saving renters about $5,172/year.

Median household income is $2,193/year higher in Fargo. Home values also differ significantly — the median in Eugene is $435,400 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Fargo — common questions

Is Eugene or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 111 (US average = 100).
What is the rent difference between Eugene and Fargo?
Median rent in Eugene is $1,347/month and in Fargo it's $916/month — a difference of $431/month.
Which city has higher income, Eugene or Fargo?
Median household income is $63,836 in Eugene and $66,029 in Fargo. Median household income is $2,193/year higher in Fargo.
How do taxes compare between Oregon and North Dakota?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Eugene or Fargo?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Fargo details →

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