Cost of Living: Eugene, OR vs Cambridge, MA (2026)

Eugene

Oregon
111
VS

Cambridge

Massachusetts
239

Eugene is 54% cheaper than Cambridge.

$1,347/mo ↓ 51%
Median Rent
$2,742/mo ↑ 104%
$63,836/yr ↓ 50%
Median Income
$126,469/yr ↑ 98%
$435,400 ↓ 58%
Home Value
$1,040,500 ↑ 139%
$1,421/mo ↓ 46%
Owner Costs
$2,634/mo ↑ 85%
177,520
Population
117,794

Tax Comparison

9.9%
Income Tax
9.0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.15%

Affordability

25.3%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Cambridge, MA, the overall cost of living indices are 111 and 239 respectively (national median = 100). Rent is $1,395/month cheaper in Eugene, saving renters about $16,740/year.

Median household income is $62,633/year higher in Cambridge. Home values also differ significantly — the median in Eugene is $435,400 compared to $1,040,500 in Cambridge.

Massachusetts has a lower income tax rate, making Cambridge slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Cambridge — common questions

Is Eugene or Cambridge cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 239 (US average = 100).
What is the rent difference between Eugene and Cambridge?
Median rent in Eugene is $1,347/month and in Cambridge it's $2,742/month — a difference of $1,395/month.
Which city has higher income, Eugene or Cambridge?
Median household income is $63,836 in Eugene and $126,469 in Cambridge. Median household income is $62,633/year higher in Cambridge.
How do taxes compare between Oregon and Massachusetts?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Eugene or Cambridge?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Cambridge details →

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