Cost of Living: Eugene, OR vs Billings, MT (2026)

Eugene

Oregon
111
VS

Billings

Montana
86

Eugene is 29% more expensive than Billings.

$1,347/mo ↑ 23%
Median Rent
$1,097/mo ↓ 19%
$63,836/yr ↓ 11%
Median Income
$71,855/yr ↑ 13%
$435,400 ↑ 40%
Home Value
$311,800 ↓ 28%
$1,421/mo ↑ 21%
Owner Costs
$1,177/mo ↓ 17%
177,520
Population
118,321

Tax Comparison

9.9%
Income Tax
6.75%
0%
State Sales Tax
0%
0.93%
Property Tax
0.74%

Affordability

25.3%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Eugene, OR and Billings, MT, the overall cost of living indices are 111 and 86 respectively (national median = 100). Rent is $250/month cheaper in Billings, saving renters about $3,000/year.

Median household income is $8,019/year higher in Billings. Home values also differ significantly — the median in Eugene is $435,400 compared to $311,800 in Billings.

Montana has a lower income tax rate, making Billings slightly more tax-friendly.

Frequently Asked Questions

Eugene vs Billings — common questions

Is Eugene or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 111 (US average = 100).
What is the rent difference between Eugene and Billings?
Median rent in Eugene is $1,347/month and in Billings it's $1,097/month — a difference of $250/month.
Which city has higher income, Eugene or Billings?
Median household income is $63,836 in Eugene and $71,855 in Billings. Median household income is $8,019/year higher in Billings.
How do taxes compare between Oregon and Montana?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Eugene or Billings?
It depends on your priorities. Eugene has a cost index of 111 with median rent of $1,347/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Eugene details → View Billings details →

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