Cost of Living: St. Paul, MN vs Eugene, OR (2026)

St. Paul

Minnesota
91
VS

Eugene

Oregon
111

St. Paul is 18% cheaper than Eugene.

$1,248/mo ↓ 7%
Median Rent
$1,347/mo ↑ 8%
$73,055/yr ↑ 14%
Median Income
$63,836/yr ↓ 13%
$280,300 ↓ 36%
Home Value
$435,400 ↑ 55%
$1,390/mo ↓ 2%
Owner Costs
$1,421/mo ↑ 2%
307,762
Population
177,520

Tax Comparison

9.85%
Income Tax
9.9%
6.875%
State Sales Tax
0%
1.11%
Property Tax
0.93%

Affordability

20.5%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing St. Paul, MN and Eugene, OR, the overall cost of living indices are 91 and 111 respectively (national median = 100). Rent is $99/month cheaper in St. Paul, saving renters about $1,188/year.

Median household income is $9,219/year higher in St. Paul. Home values also differ significantly — the median in St. Paul is $280,300 compared to $435,400 in Eugene.

Minnesota has a lower income tax rate, making St. Paul slightly more tax-friendly.

Frequently Asked Questions

St. Paul vs Eugene — common questions

Is St. Paul or Eugene cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 111 (US average = 100).
What is the rent difference between St. Paul and Eugene?
Median rent in St. Paul is $1,248/month and in Eugene it's $1,347/month — a difference of $99/month.
Which city has higher income, St. Paul or Eugene?
Median household income is $73,055 in St. Paul and $63,836 in Eugene. Median household income is $9,219/year higher in St. Paul.
How do taxes compare between Minnesota and Oregon?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to St. Paul or Eugene?
It depends on your priorities. St. Paul has a cost index of 91 with median rent of $1,248/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View St. Paul details → View Eugene details →

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