Cost of Living: Providence, RI vs Eugene, OR (2026)

Providence

Rhode Island
99
VS

Eugene

Oregon
111

Providence is 11% cheaper than Eugene.

$1,333/mo ↓ 1%
Median Rent
$1,347/mo ↑ 1%
$66,772/yr ↑ 5%
Median Income
$63,836/yr ↓ 4%
$322,800 ↓ 26%
Home Value
$435,400 ↑ 35%
$1,467/mo ↑ 3%
Owner Costs
$1,421/mo ↓ 3%
190,214
Population
177,520

Tax Comparison

5.99%
Income Tax
9.9%
7.0%
State Sales Tax
0%
1.53%
Property Tax
0.93%

Affordability

24.0%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Providence, RI and Eugene, OR, the overall cost of living indices are 99 and 111 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $2,936/year higher in Providence. Home values also differ significantly — the median in Providence is $322,800 compared to $435,400 in Eugene.

Rhode Island has a lower income tax rate, making Providence slightly more tax-friendly.

Frequently Asked Questions

Providence vs Eugene — common questions

Is Providence or Eugene cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 111 (US average = 100).
What is the rent difference between Providence and Eugene?
Median rent in Providence is $1,333/month and in Eugene it's $1,347/month — a difference of $14/month.
Which city has higher income, Providence or Eugene?
Median household income is $66,772 in Providence and $63,836 in Eugene. Median household income is $2,936/year higher in Providence.
How do taxes compare between Rhode Island and Oregon?
Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Providence or Eugene?
It depends on your priorities. Providence has a cost index of 99 with median rent of $1,333/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Providence details → View Eugene details →

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